RJB Law Offices (Ray Bulaon)

Products And Services

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  Chapter 7 Bankruptcy

  With Chapter 7, you may be able to wipe out all of your debt and get a new start, however, not everyone qualifies for it. To learn more, visit our website or contact a Glendale Chapter 7 lawyer at RJB Law Offices for a free consultation. Services are available in Spanish or Tagalog -- call today!

  Link: Chapter 7 Bankruptcy

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  Chapter 13 Bankruptcy

  Chapter 13 is also known as "reorganization" bankruptcy. With this option, you can repay your debts with a set plan that lasts about 3-5 years. To see if you qualify or if you would like to know more, visit our website or request a free initial consultation with our Chapter 13 bankruptcy attorney in Glendale at RJB Law Offices. Se habla Español.

  Link: Chapter 13 Bankruptcy

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  Creditor Harassment

  If you are struggling with debt and are being harassed by debt collectors, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you are being intimidated by collectors, contact our Glendale creditor harassment lawyers today -- your initial consultation is free of charge!

  Link: Creditor Harassment

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  Foreclosure

  Is your home being foreclosed? Turn to an experienced attorney to fight back, delay it, or file for bankruptcy. Reach out to a foreclosure lawyer in Glendale at RJB Law Offices and set up a free consultation to find the right solution for you! Visit our website to learn more.

  Link: Foreclosure

• Credit Restoration

  Although it may seem virtually impossible to obtain credit or loans following a bankruptcy discharge, you can take steps to make these efforts more readily possible. For further guidance on this important matter, a RJB Law Offices is well-prepared to assist you.

  Link: Credit Restoration

• Debt Settlement

  We will contact each one of your creditors and negotiate with them for you to pay a part of the total debt that you owe that all parties agree on. We will arrange for the late fees and penalties to stop, help minimize creditor harassment, and assist you with creating a new financial plan to promote healthy spending habits and sound debt management. Call us today for assistance in settling your debt!

  Link: Debt Settlement

• Loan Modification

  An experienced Glendale bankruptcy attorney from RJB Law Offices can help you to better understand what a loan modification is and how it may be an option if you are having difficulty making your monthly mortgage payment. Our highly capable legal team is extremely well versed in the legal aspect of mortgage documents and can help you understand your legal rights under your loan agreement.

  Link: Loan Modification

• Collection Appeals Program (CAP) Guidance

  A Collection Appeal Program (CAP) request is an IRS appeal that allows taxpayers the opportunity to protest an IRS action before or after it has taken place. Through the use of a proper CAP, you may be able to find relief from some of the most common practices the IRS uses to collect on owed money, including liens, levies, or a termination or rejection of your installment agreement. With the assistance of a knowledgeable advocate from our firm, you can explore a number of different IRS appeal programs that best fit your financial situation.

  Link: Collection Appeals Program (CAP) Guidance

• Estate Planning

  Link: Estate Planning

• Federal Tax Lien

  Link: Federal Tax Lien

• Help With IRS Audits

  Link: Help With IRS Audits

• Relief Against IRS Bank Levies

  Link: Relief Against IRS Bank Levies

• Guidance with Offers in Compromise

  Link: Guidance with Offers in Compromise

• Payroll Tax Issues

  Link: Payroll Tax Issues

• Penalty Abatement

  Link: Penalty Abatement

• Small Business Law

  Link: Small Business Law

• Student Loan Assistance

  Link: Student Loan Assistance

• Tax Resolution

  Link: Tax Resolution

• Wage Garnishment

  Link: Wage Garnishment